“There is no minimum balance or monthly maintenance fees on free, internet checking account.” I would be careful with HSBC Bank promises. I have opened several years ago a free, no balance, no maintenance fee internet checking account. The last two months they imposed a $3 maintenance fee on my account. When I inquired about the fee they said that because I did not have any activity the last 3 months and now they changed my account to basic checking, which is a lie because the past 12 months every month I pay my student loans and... read full review »