I had received my statement from Bank of America and everything looked fine. I went online like I do several times a week to double-check my BOA account. Lo and behold the credit card limit had been lowered from $22, 000 to $15, 000. Had not received a letter or anything. We are never late and have had a credit card with them for over 11 years. I called the credit department and they said that since we had not utilized our high credit limit they were lowering it since it appeared we didn't need it. Can you believe this? Anyway I looked... read full review »