On or around April 22, 2009 I received a letter in the mail from Mirand Response Systems, which is apparently a debt collector. The letter stated that I owed CRC of Delray Beach, an apparent magazine service company, $759 for a past magazine account. It was stated in the letter that I had thirty days to dispute or that they would assume the debt was valid. So I call and dispute. My dispute was that I had no idea why I owed this money. Yes, my dumbass signed up through some magazine company while in college, but I thought I had cleared... read full review »