I requested a pay day loan but was unaware of this service. They withdrew $17.97 from my bank account without my permission. When I called on 5/6/09 and questioned the transaction. The response was that I had 10 days to cancel. The date of my loan inquiry was 4/5/09. I just received my bank statement and noticed the unauthorized transaction. Again, I called them on 5/6/09 and explained all of the above information. The representative cancelled future billings (# 3582650) but would not authorize a refund to my account. This services is a total rip-off and should be stopped. All refunds should be returned. Joseph Martinelli read full review »