Stay away from Advanta Bank, I too was drawn in with the low interest rate, but after paying on time for several years my interest rate jumpted to 34.7%, I was told that after paying on time for the next few months it would be looked at again, now one year later I am still trying to get it reduce. Also, on the phone with them just now for 37 minutes, calling India, and was just told after all this time that I have to wait another year to lower my interest rate and they cannot give me the name and contact information for the President/CEO of... read full review »