I applied for a payday loan and was billed unknown for id theft protection? when i asked for a refund they said i had to regive my bank account information to prove it was fraud on their behalf! they said i got a email but i did not they lied! DO NOT USE LAST CHANCE PAYDAY ADVANCE IT IS A SCAM! THEY BILLED MY ACCOUNT FOR $33.98 AND WILL NOT GIVE MY REFUND! read full review »