after been paying my creditcard for a year never late and always i paid more than the minimun balance, i forgot the due payment because i am 6 month pregnat and i did not feel good so i forgot, 3 days later i notice my mistake i did the payment and i sent them an email about it asking them please dont change my 2.99 % fix rate for this mistake, i has been a loyalty client and even i am in foreclousure, i could not paid my morgage since november last year i did the commitment to be responsable and paid all my cards, even knowing my credit i... read full review »