SMC is a total scam, all they want is your money, and if you cancell within the 30 days period they give the run arounds about you money, I am still waiting for my refund. Initially I ordered the Kit and paid in full for the gold membership which I thought it was a good deal, because you also get $100.00 free merchandise. After I received the kit, I watched the dvd and reviewed all the materials, and made the appointment with the coach. When the coach call me, the first thing he asked me was How much capital I have to spend? I said between... read full review »