IndyMac is a pro at giving cold shoulder to customers after mis-representing Neg-Am loans.. IndyMac puts it in writing that they will not entertain any requests or letters from you, if you write too many letters to them!! The reason why USA is in this financial mess is because, financial institutions were not pro-active, and lacked total common-sense., and of course, GREED. Case in point: Modification Criteria: Lenders tell home owners to be delinquent before considering for a loan mod! When you already know their current fiscal... read full review »