I have had a loan with AmeriCredit since August 2005. Since about mid last year, I have been late every single month with my car payment (things are a little hard for me right now). I have never been more than 30 days late. AmeriCredit calls me 7 days a week at least 8 times a day. I am not trying to get out of paying. I know that I need to pay but do they have to call me so much?! I think this is getting a little ridiculous! Isn't this harrassment? I just called in February and asked for a payoff. They told me that my pay off wa... read full review »