Yes, they advertise FREE credit report, then they charge your account $14.95, and they send you around and around to try to find out out to get this so-called free credit report, and then you finally get a form that you have to print out and send to the credit bureaus. And then they charge your account $14.95 again, and you look for a phone number to call, and there's not such thing, but to anyone else who runs into the problem, here's the phone number to reach them, 866-340-9197 to cancel, and I asked for a refund for the last... read full review »