I got the Salute Card last year to improve my credit rating, and also got the coverage incase I lost my job. I didn't go over the limit, and they raised my credit balance more. I always sent as a payment $75 to $100. I used it before Christmas to buy presents for my children. I was working 60 hours a week before Christmas, and forgot to make the webpayment on the Friday it was due. First thing Monday morning, I made the payment. I found out at the beginning of January that my credit had been cut off because I was three days late. They... read full review »