On April 04, 2008, My husband and I attend a membership seminar, paid our membership of $3998.00 in full by credit card. To date we have not been able to schedule any travel either online or been able to reach anyone with the company. Now I have learned that they have filed a chapter 11 bankruptcy. What recourse do we have for refunding the money we have paid? G W and Sherida G Butler 8118 La Fon Avenue Louisville KY 40228-2213 PH: 502-231-6129 read full review »