Sears Card (Citi Bank) Fraudulent Interest Rate Hike! Currently with the American economy in its state of affairs and the feds interest rate at practically Zero Percent, Sears Card (Citi Bank) has risen rates to 23% or higher on some cards. The American consumer is getting scammed! This money comes out of thin air for these companies, just a bunch of digits generated by the computer and sent out with your social security number to scam you into taking on more debt. This is a debtor nation they created but the ones who win are the bank... read full review »