I had a chase credit card a few years ago. I closed the account because after 2 years, the card was still the same $300 credit line. (Yes, I have asked a credit line increase and the request was declined.) Now I have another Chase card, which was owned by Wamu when I applied. (Of course, this was not my intention after the previous experience.) It went over the limit and I admit that was my mistake. I checked my balance before using the card to make sure enough fund available, but I forgot about the finance charge. This was also when the... read full review »