Was late 207 days on my credit cards, unemployed and just got out of college. Called just last week to try to straighten something out, get a hard to understand customer service representative and they say my balance was at $1089, started as a $300 credit line but with 29.990%interest after my first late payment plus the monthly late fees it has gotten to $1089 absolutely crazy right. Anyway the customer service representative says if I pay the amount of $200 dollars on that day that I would have my account payed in full and closed and that I... read full review »