I was not told about all the changes in my loan until I got to the title company and found out that my interest is 12.99%. It has now been 2 yrs and I am facing foreclosure. I was returned 2 payments before I was told about my account being sent to the lawyers 2 months prior. They will not help me now. I was given this percent and payment with them knowing it was more than I could afford. read full review »