After holding a credit card for more than 20 years with this company, my rate was increased to 20.99% without warning and for no reason. In the more than 20 years I have held this card, I have always paid on time, never late, no missed payments, no overlimits, no returned checks, NOTHING except loyalty and excellent payment history. My credit scores are high 7's low 8's with the bureaus. I called to discuss the sudden jump in my rate. The first customer "service" associate I talked to told me that that was the rate and... read full review »