After my wife had emergency surgery to her back she no longer brought home any money.After 4 months I contacted Indy mac for help, after two more months with no word from Indy Mac I called again this time I was two days from being 30 days past due, still Indy Mac couldn't help so I waited until they called me which was about 3 days later this time I was 30 days past due and they were willing to help me, they told me my loan was going to be modified for me to pay 200.00 less each month for 3 months and my loan would be modified.After 3... read full review »