I am so upset with this credot card services. I checked my availible credit on may 7 2009 it was for the amount of 953. mind you i have a 1, 000 credit limit well i sent a payment and then decided on may 15th 2009 to check if i had credit available and it said i owe 1, 021.00 hold up what the hell i called this card service and got a woman form india she told me i had service charges and service fees and got no where I hope someone who is going through the same mess with this card will also report them I am hoping i can get some feed back in what other options can i take with this matter read full review »