On 4/28/09 I utilized a check that Capital One provided in the amount of $13, 000. I called to verify that the rate that would apply to this was 7.99 % prior to using the check and was assured that it was for the life of the balance. Today I received a notice in the mail from Capital One that they were going to increase the rate to 17.9 %. I called and spoke to Bernard an Accounts Supervisor, employee reference number, ADC418. He informed me that the APR for the $13, 000 would increase effective 8/1/09 to 17.9%, which reflects 14.65 plu... read full review »