I financed an 06' Suzuki GSX-R through them because no one else would finance me (I was only 18). I had a low interest rate for a while, but I guess the "promotional rate" ended and they jacked my interest up to 26.99%. The minimum payment is $200.00/mo and it barely puts a dent in the principal balance. If you're even a day late, they will call you every few hours until they get you on the phone and they are - in my opinion - not nice about it. They also charge you $15.00 to do a check by phone and $12.00 to make a rush... read full review »