I was forced into a medical retirement in 2006 after being assaulted and injured in the line of duty having my pay cut by 2/3rds. I was barely keeping up with payments but eventually got behind. I was attempting to pay our creditors and a few were working with us after hearing of our son being critically wounded in Iraq and I was finally drained of everything since I used everything trying to be with him through recovery. Then I was trying to get a Hrad Money loan to pay them all off. I had several of them tack on their legal fees one wa... read full review »