I have never even applied for any such thing. They claim to be a stater credit card company but again I think I would know if I was looking for or applying for credit of any kind!!! COMPLETE & TOTAL SCAM! THESE PEOPLE REALLY NEED TO BE STOPPED! When I called about it they were rude and basically had their comeback rehearsed to a T, making me feel completely without options. Gave me the 'just been p'nkd feeling'! read full review »