I sent the letter below to PRA. I do not know what they are collecting for back in 1991. I am an African American living in a redlined zone watching foreclosure all around me. Thank God, after two illegal foreclosure attempts by HomeSiding Lending and than Washington Mutual, I am mortgage free. I am still owed $6, 000 I paid to stop the foreclose and this money does not appear on my mortgage histories or the end of the year tax statement. Most recently, I know have a several attempts to collect debts that are not mine. I have a case worth... read full review »