I have had a Visa credit card through Lowe's for several years. About five years ago I went through some tough financial times I was as much as three months late paying some months, but eventually caught up. About two years ago, my financial status began to improve and I completely paid off my Lowe's visa, as well as another visa and two mastercard credit cards. For the past two years I have never missed a monthly payment, paid on time, and even paid the amount in full each month. I specifically focused on this so I could repair... read full review »