Don't get fooled by that jingle on TV. Well, I can only say I'm a sucker for it. When you sign up for the so-called free credit report on their web site, they will start to bill you after that if you did not realize the fine print. I think lots of people have fallen to this ploy and they have been sued by the FTC before. Read it here at http://www.ftc.gov/opa/2005/08/consumerinfo.shtm. In there it says : It deceptively marketed “free credit reports” by not adequately disclosing that consumers automatically would be... read full review »