This company charged $72.21 to my VISA and refuses to refund it. I did not authorize this charge, nor did I receive the "product" of access to their online information. I never received a confirmation email or any information that said I would be charged $72.21. The only notification I received of the charge was on my VISA statement. By the time I got my statement and saw the charge the "30 day refund period" had passed - by ONE day. Therefore, they say there is nothing they can do to refund my money. This is such a scam - stay far, far away... read full review »