I just happened to look at my online debit account and seen that I had been charged 14.95 for a credit report that I didn't receive. And thank God for the internet. I found this website and their phone number. I called and told them about it and at first she told me that I wasn't going to get my money back on my card and I said, I had better because what do I need this for, especially monthly? It is from www.freecreditreport.com. Beware don't use them!!! I told the lady that this website I found on them was warning people about... read full review »