I paid $3200 to People's First Financial last August 2008. Sheryl Singer was my loan officer and she was very friendly up until the beginning of May. I tried to e-mail her, but the e-mail came back undeliverable. I tried to call her, but her extension was disconnected. She promised that she (People's First Financial) would talk with my mortgage company and get them to lower the rate and mortgage amount within 2 to 3 months. In November, I was the victim of 2 other scams where they promised you a personal loan, asked for a first... read full review »