I have an account I use for only certain bills, therefore, it only has money in it when those bills are due. I received an overdraft charge for a charge of 24.95 by an electronic check on 12/18/08. I could not figure out what the charge was for. I looked at my banks online copy of the "check" and saw a 1-800 number. I called and gave the conf. number, they told me it was an adult website subscription. I said that I have never gone to an adult website and definately wouldn't have a subscription to one. He said that the charge... read full review »