THE NET TRUST PLATINUM CARD AS WELL AS THE HORIZON GOLD CARD ARE BOTH RIP OFFS. THEY ARE NOT "TRUE" CREDIT CARDS, THEY DO NOT REPORT TO CREDIT BUREAUS EVERY 30 DAYS AS THEY STATE THEY DO, YOUR PERSONAL INFORMATION IS SOLD TO OTHER COMPANIES EVEN THOUGH THEY SAY THEY DO NOT. WHEN YOU CALL IN TO CANCEL YOUR ACCOUNT, YOU GET HARASSED BY A FRONT LINE REP THEN YOU ARE TRANSFERRED TO A SUPERVISOR WHO WILL THEN BADGER YOU INTO KEEPING THE FRAUD CARD. YOU CANNOT USE IT ANYWHERE TO BUT THEIR WEBSITE AND ALL THEY CARRY IS JUNK. DO NOT WASTE YOUR... read full review »