THIS COMPANY IS A SCAM!!! They collect money from people who are having trouble making their mortgage payments, and in some cases are about to lose their homes, and then they don't do nothing for them.They charged me $4500.00 and told me they could get my interest rate down to 4.25 % and it would be that rate for thirty years. That was back at the end of 2008. I'm still waiting, and anytime I call the answer is always " It just takes a long time to get a loan modification". I have friends who had another company get... read full review »