I applied for a grant to finish my schooling and was directed to this site with the 3 top companies that had been tried and recommended by CNN and two other stations. I paid for the grant kit and was supposed to be able to download it right away. I never got the information and I have been charged for the kit. Since this was being recommended by what I thought was a reputable name I went for it. Needless to say I have been had. read full review »