I have enjoyed my relationship (as much as you can) with FIA Card Services (old MBNA). I have had a card with them for over 15 years. Yesterday I received a letter that my good history, with no overdrafts, payments on time, has been cut by 2/3rds. I contact the company to ask why this has been done. The customer rep, noted that due to limitations with the current banking industry that they are limiting their risk. I say this is bullshit! So I asked to talk a person in the credit department. They transferred me. I explained my situation... read full review »