received a check inwhich i didn't a apply for from a linda spaulding for $975.50 i was to cash it and in 5 days return 401.00 or i would be reliable to pay back the full amount. It was written off us bank the mark was faded. the letter contained several typing errors and did some digging online. found this site and was glad to see my doubts were not in vain. I am now going to alert the proper authorities. sussan read full review »