When I got onto Freecreditreport.com, I thought I could find out for FREE what it was. When my bank statement came out, I had been charged $14.95 for this 'FREE' service. When I called to dispute it, I was told they could not find my info. I asked to speak with a manager and was told none were available. I continued to request info from them until they finally said they would credit my account. Don't give up when you are being ripped off. Fight for your rights. read full review »