I received a phone call saying I had an overdue payday loan with this company. They said they were going to take legal action if I did not immediately pay over 500 dollars and that with legal fees it would cost me over 5000 dollars. I called the FBI and they said that since I had found it on the internet listed as a possible scam not to have anymore contact with them. I was upset and surprised. They said they had sent me several e-mails about this issue and I received none. Be very careful of people calling to say you have payday loans that you have not paid they are usually scams. read full review »