If ANYONE is thinking about signing up with these BOZOS, DON'T!! They will take your money and act like oh, you're gonna be alright in the beginning, but after awhile they don't even know who you are! They don't assign you a case number, you have to do all the letter writing (which they provide you the templates for and all, how CONVENIENT!) to tell your creditors to stop harassing you, and that you DON'T owe the debt, and even have them notarized, lot of goo that did us with discover card, they came back with a nice... read full review »