Purchased a living room set in August 2010, salesperson talked us into the Hom Furniture Credit Card, from CITI. I made several payments, but I received the 3rd bill 2 days late. As soon as I saw the bill, I made an electronic fund transfer, called the number on the back of the card to confirm that payment was received, explained I had received the bill late and asked if I will still received a late charge plus interest, and was told "yes, and have a nice day sir!" Again I explained the situation, operator said "sorry nothing can... read full review »