Citi Cards offers a free 30 day trial of Credit Notify, who monitor your credit reports etc. I was assured that if I called within the first 30 days that I would not incur any charges. About 3 weeks after signing up, I received my initial report and called immediately to cancel the service to avoid any charges. I spent 40 min with a representative who at first attempted to salvage the account, and then assured me that the account had been closed. Today, May 29, 2009, I was reviewing my credit card statements and noticed 4 months of... read full review »