Chase has raised my apr to 22.24 variable and has given me the option of paying it off of keeping a 19% apr. What are these companies thinking. I offered to have automatic payments from my checking account because I was late on one payment. That wasn't good enough. In this economy what do they expect. I have a good job and work 85-90 hours a week. I missed 1 payment and this is how they treat you.It's know wonder people just stop paying their bills. read full review »