If you want to know what kind of businessman Larry Ruff is, contact the 4th District Court in Orem Utah at 97 East Center Street 84057. Ask to review the file on case number 090202365 filed against his company this year. Mr. Ruff is a deluded scammer and so is his company No More Mortgage. This company scams money from their clients and refuses to pay their employees, and there is no low to which this man will sink. I first has contact with this company when I located a job posting on the Utah Division of Workforce Services website... read full review »