my name is joan lupo and I am in the same boat as many others who have been convinced that they needed extensive work that the insurance provider who not cover and were encouraged to take out a line of credit with care credit. In my case it was for dental work. I came to my dentist with c/o a loose bottom tooth and by the time I left I was signed up for 4 implants at a cost of aprox 20, 000.00 dollars. care credit gave a 14, 500.00 creditline. I was lead to beleive it was more of a personal loan not credit card. I have been paying these people... read full review »