Okay well I have TD Banknorth, and here is what TD Banknorth does. If you have six items in pending and one causes you to go into negative, they assess fees for all six items that were in pending. So you over draft by $5 in one transaction, but get an instantaneous $210 in fees. Now if that's not bad enough, they'll post the fees to your account first, and then post those same pending transactions, which are now posting as a negative, so they charge you another $210 in fees. So for what was one pending overdraft, which in my case... read full review »