A negative rating was placed on my credit report by Neiman Marcus for late payment. I did not pay this bill because I was not aware that I had a bill and I did not receive an email alert. Because I have not been happy with Neiman's billing system in the past I use AMEX instead. I received a letter from Neiman's 60 days after the fact stating that my account was past due; I immediately checked my account to find over $300.00 dollars in charges that I had not made. Neiman's allowed my daughter to make charges to my account without... read full review »