I don't even know where to begin... They've been calling nearly every day for about 2 months or so concerning a debt that was disputed with original creditor. The couple times my husband did call back or answer, they posed as original creditor over the phone. They even attempted to negotiate a settlement in the name of original creditor, which we refused! We discovered it was not the original creditor when the collector, who gave an obviously fake name, gave the Tate & Kirlin mailing address and info when collector... read full review »