My story all begins about 5 months ago when AHMSI had, in ERROR, issued an escrow for insurance on my loan (which 2 Customer Service Reps even admitted to) thus increasing my monthly payment by almost $200. I refused to pay it since I already had home owners insurance so I just continued to pay my usual monthly P&I amount. The CSR told me that an insurance escrow is placed on accounts that have either a lapse in insurance or discontinuation. There has NEVER been a lapse in nor a discontinuation of insurance EVER on my home. However, AHMSI... read full review »