I hate Mvelopes Personal. It is a very badly managed company. I had the free trial for three months, and after the first month or so, two of my credit cards were not downloading anymore, which meant I couldn't organize all the transactions from my bank accounts, and thus, defeated the purpose of using the Service. After complaining about it for the third time or so I decided to not continue using the Service. My bad I passed three days from the trial expiration to cancel it. They had already withdrawn money from my bank account to... read full review »