I have been contacted by these people numerous times. Steven Jones, Arnond Watson and Nick Smith are some of the names that have been used. They state that I have an outstanding online payday loan that I defaulted on over a year ago. I must pay right away or they will download the complaint to the local courts and the sheriff will arrest me within two hours. They called and I asked for additional information which they refused to give. When I persisted and said that I believed this to be a scam, the man hung up on me. They left a... read full review »